CAGR Calculator

Find the compound annual growth rate between two values over a time period.

Inputs

$
$

Results

CAGR
20.11%
Absolute Growth
$15,000.00
Growth %
150.00%

Formula

CAGR = (End Value / Start Value)^(1/Years) - 1

CAGR represents the constant annual growth rate that would take the start value to the end value over the specified period. It smooths out volatility into a single rate.

Worked Example

Start Value: $10,000 End Value: $25,000 Period: 5 years CAGR = (25000/10000)^(1/5) - 1 = 2.5^0.2 - 1 = 0.2011 = 20.11%

When to Use This Calculator

Use CAGR when you need a single annualized growth rate to describe historical performance. It is widely used for comparing investment returns, revenue growth, and other metrics over different time spans.

Important Assumptions

  • Growth is smoothed to a constant rate — actual year-to-year returns may vary significantly.
  • No cash flows (contributions or withdrawals) during the period.

Common Mistakes to Avoid

  • Assuming CAGR means the investment grew by that percentage every year — it is an average that accounts for compounding.
  • Using CAGR for short periods (under 1 year) where it may not be meaningful.

Frequently Asked Questions

What is CAGR?

Compound Annual Growth Rate (CAGR) is the annualized rate of return that takes an investment from its beginning value to its ending value, assuming profits are reinvested each year.

Is CAGR the same as average return?

No. A simple average of annual returns ignores compounding. CAGR accounts for the compounding effect, giving a more accurate picture of long-term growth.

Related Calculators

Methodology: This calculator uses standard financial formulas documented above. All calculation engines are unit-tested for accuracy.View full methodology
Disclaimer: This calculator provides estimates for educational purposes only. Results do not constitute financial advice.Full disclaimer